Maximize Wealth & Reduce Taxes with ESOP Financing
Save up to 25% on taxes. Get credit with no EMI without selling a single share.
Save up to 25% on taxes. Get credit with no EMI without selling a single share.
Need help finding the cash to exercise your ESOPs?
Stressed about how much you owe?
Worried about losing out on potential gains?
We fund your ESOP exercise and taxes, capped at 35% of the Fair Market Value (FMV).
Repay only when shares are sold or a liquidity event happens - no regular payments required
Loan cost tied to potential share upside.
No need for personal assets; loan is secured by a pledge on the ESOP shares.
Avoid Higher Taxes Later Delaying exercise can result in higher taxes as the Fair Market Value (FMV) of the company increases. After exercising your ESOPs, you'll be subject to a capital gains tax rate of 13%, compared to the gross tax rate that can reach up to 39%
Cut Your tax burden now
When you exercise your ESOPs, pay the exercise price and cover the tax on the gain. Secure funds through your own resources or ESOP financing. Stock Options
Get credit with no EMI without selling a single share
Shareholders retain most of the value from their shares' future growth. We offer financing for those who believe in their company's upside potential.
Our model is fully compliant with company policies, and we often collaborate directly with issuers to ensure a smooth process.
Our straightforward process is backed by a dedicated customer service team and partners, offering guidance on every step of the transaction.
We've partnered with an RBI-approved and regulated NBFC, ensuring secure and trusted lending for all your financing needs.
ESOP Financing allows employees to access the funds required to exercise their ESOPs without needing to sell their shares. This includes covering the exercise price and associated taxes.
Repayment is tied to a liquidity event, such as a company sale or share sale. There are no monthly or yearly EMI payments-repayment occurs as a bullet payment at the time of the liquidity event.
No personal assets are required as collateral. The only security needed is a pledge on the underlying shares.
A non-recourse loan means your repayment obligation is linked only to the value of the underlying shares, not your personal assets or other financial obligations.
Yes, early exercise can lead to tax savings of up to 25% by benefiting from the lower long-term capital gains tax rate compared to the regular tax rate.
